The K-Bank SIMPLE card is a credit card, so I felt the need for a debit card that could only be used as much as it had in my savings account for me, who had a weak ability to control consumption. Since my paycheck is Kookmin Bank, I tried to get a check card from Kookmin Bank as well. Also, a text message from Tiriling arrives with good timing. This is positioning using marketing techniques in the right place. I applaud K-Bank.
However, I will try to compare it with a few cards and Naver research. If nothing else, you can proceed.
My choice was decided with the K-Bank Plus check card. Because it is impossible to use more than 300,000 won for me, and I can receive 0.3% of 9,000 won as bonus cashback for 300,000 won.
To receive a 9,000 won bonus for using 300,000 won of pocket money is to create a saving habit and to improve my financial skills if I manage it well because it is small money, and also to enjoy the effect of being able to prepare an emergency fund little by little without my wife’s knowledge.
Card application completed in red 케이뱅크 플러스 체크카드
Arrival of K-Bank Plus Card
card real
real back
Cash back after using K-Bank Plus check card
After receiving the debit card, I felt relieved without realizing it, and my mind also felt a little more at ease.
I am well aware that a controllable debit card functions to curb spending habits and improve financial performance. 이베이스매뉴얼
I found a phrase I liked in the card user manual.
Financial tech that makes money ‘make money’
From open banking asset management to various investment opportunities, it is a bank that helps my money grow. I also like the zero withdrawal fee. It is introduced as a practical card with only essential benefits. This is also satisfactory. Loans with a generous limit have not yet been used. In the future, I plan to run an online loan. Pleasant interest rates, deposits and savings can be found by using a parking passbook.
Lastly, as a reasonable financial product, I highly recommend K-Bank.
Never ignore the 3% savings benefit. Wouldn’t it be much more beneficial to pay by linking a debit card or credit card to an amount that has been confirmed to be used, such as fixed expenses, rather than paying with cash equivalent direct debit? If you have to choose between the two, we recommend that you pass the credit card and use it as a debit card.
It is said that even those who can control their consumption may have no choice but to pay a much larger amount due to unexpected variables than the expected amount the moment they use a credit card.
Finally, use a debit card, not a credit card.