#Credit card
#tk tok
I had a loan at KB Bank, so I was issued a Toktok among KB Kookmin Credit Cards in order to receive a preferential interest rate.
It was written that the card issued by Toss would refund 120,000 won, but…
I felt that the benefits were a bit lacking compared to the card I was issued with, and since the previous month’s performance was 100,000 won higher, I decided to just throw it away. 청춘대로 톡톡카드
So what are the benefits of this card?
General Status of Tok Tok Card on Youth Road
1. A master card for domestic and foreign use, the annual fee is KRW 12,000 이베이스매뉴얼
2. Red among 5 color designs
Fail.. Let’s go to the basics.
Summary of Tok Tok card benefits according to youth
👍🏻First of all, all discount services are over 300,000 won in the previous month!
– Exception applies until the end of the month following the card registration date
1. Starbucks 50% discount
– Monthly discount limit is 10,000 won
(It says that it excludes the purchase of gift certificates or the amount of use of rental stores in the building.. I guess I’m talking about a store in E-Mart)
2. 20% discount for burgers and fast food restaurants
– McDonald’s, Burger King, Lotteria, Shake Shack, etc.
(Etc? This doesn’t seem like a good thing.. I don’t think it’s possible to get discounts at stores inside E-Mart like Starbucks discount)
– Monthly discount limit is KRW 5,000
3. Easy payment 10% billing discount
– There are Samsung Pay, Kakao Pay, and Naver Pay.
– Monthly discount limit is KRW 5,000
4. 10% discount on public transportation, taxi / mobile communication charges
– Monthly discount limit of KRW 5,000
– In fact, the discount on mobile telecommunication charges is only for large carriers, and big carriers prefer other discount cards.. There is only one credit card, but this is the only one. If you do, you will receive a benefit!
important point here
👎🏻 KB Kookmin Youth Daewoo Toktok Card ‘discount service’ use cases (all sales), etc. are excluded from usage performance
After all, the money that you eat coffee, get a discount on Naver Pay, and buy a burger at Burger King is no longer the money that fills the 300,000 won in usage record..!
Can I get a 5,000 won discount if I pay 50,000 won with Naver Pay? Rather than receiving a discount by paying more than 50,000 won because it doesn’t fit into the usage record, paying for less than 50,000 won to receive benefits is a shortcut that allows you to enjoy many benefits with a small amount of money.
If you just look at this and say that you have not received any other discount benefits other than the Naver Pay discount, you must pay 350,000 won or more to receive the benefits next month!
Do you have a sense of how big the 100,000 won in the previous month’s performance will be?
In the end, if you are a beginner in society, it is better to use this card just thinking that you will spend all of your living expenses, and if you think that the benefits of other cards are better… I think it would be better to fold this card and go all in one.
If you spend more than 700,000 won a month like me, you can use it with other credit cards!
Let’s fill in the results.
For the first two months, only the benefits are well received.
You can download the manual from Kookmin Card, so I want you to first check your consumption patterns before issuing a card and choose wisely!
Let’s all get rich!
Maybe it’s because there’s a Starbucks on the first floor of my company
I use Starbucks a lot.
Because there are so many Starbucks stores.
A lot of people in their 20s and 30s are looking for it~
So there are quite a few Starbucks discount cards, so I gave some recommendations ^^
So, in addition to the Starbucks discount, I would like to introduce a card that people in their 20s and early 30s can receive a lot of benefits from.
This recommended card
It is a tok-tok card by the youth of Kookmin Card Company.
*Source: Kookmin Card official website
The annual fee for this card is
K-WORLD (JCB) 10,000 won (basic 7,000 won + affiliate 3,000 won)
Overseas use (Mastercard) 12,000 won (basic 7,000 won + affiliate 5,000 won)
* K-WORLD (JCB type) is a unique brand of KB Kookmin Card that can be used at domestic and overseas JCB affiliates.
(Same as JCB overseas preferential service)
This card is specially designed for mobile use only.
It is a card that can be issued by mobile alone.
Issued by mobile
K-WORLD (JCB) 4,000 won (basic 1,000 won + affiliate 3,000 won)
Overseas use (Mastercard) 6,000 won (basic 1,000 won + affiliate 5,000 won)
Those who use Samsung Pay or app payment only can save the annual fee.
In the case of this card, there is also a 100% cashback event on the annual fee 🙂
As I mentioned in the previous post, card companies are conducting an annual fee cashback event, as always.
There is also an annual membership fee cashback event.
When you receive a card and recommend it to a friend,
You will receive a benefit of 50,000 won + your acquaintance will receive a full annual fee benefit!
Cash back on the full annual fee! That’s great! win-win!
Go to the link to receive full cashback on the annual fee and get a card right now!
This is the official website of Kookmin Card 🙂
[Cheongchun-daero Toktok Card] Starbucks 50%, Burger/Fast Food 20%, Easy Payment Pay 10% – KB Kookmin Card
View Annual Fee Master Card K-world JCB Main Benefits Great Service 50% Billing Discount Starbucks Enjoy Service 20% Billing Discount Burger/Fast Food Industry Check Service 10% Billing Discount Simple Payment (Pay) Basic Service 10% Billing Discount Public Transportation, Taxi , Mobile Communication Fee Annual Fee Information Product Manual Notice Please be sure to check the product manual and terms and conditions before applying for a card. Issuing and using more credit cards than necessary may affect your personal credit score and usage limit. In accordance with Article 19 Paragraph 1 of the Gold Medal Act, financial consumers are…
Let’s introduce the card benefits 🙂
Briefly summarized information
*Source: Kookmin Card official website
Simple, right?
There are four, but they are the most used benefits by young people in their 20s.
Let me introduce you in detail.
① Starbucks 50% discount
*Monthly discount limit of KRW 10,000
② 20% discount on burger/fast food
[McDonald’s, Burger King, Lotteria, etc.]
*Monthly discount limit of KRW 5,000
③ Easy payment 10% billing discount (applies to both online and offline)
[Samsung Pay, Naver Pay, Kakao Pay, KB Kookmin App Card, etc. (ISP, MISP excluded)]
*Monthly discount limit of KRW 5,000
*Can be combined with other services and discounts!
④ 10% discount on public transportation, taxi/mobile communication charges
[Applied to automatic payment of SKT, KT, LG mobile communication charges]
*Monthly discount limit of KRW 5,000
Simple right?
However, if the discount rate is like this, just like the name of the card
This card is for young people!
You can receive monthly benefits of up to 25,000 won 🙂
Here’s a tip:
In case of simple payment, you can combine discounts with other discount services!!
If you spend 10,000 won with Samsung Pay at Starbucks,
– 50% billing discount at Starbucks (5,000 won) + 10% billing discount for Easy Payment (1,000 won) = 60% (6,000 won) billing discount
– Starbucks monthly discount limit of 5,000 won / Simple payment (Pay) monthly discount limit of 1,000 won deducted
Wow haha
The previous month’s performance of this card was 300,000 won 🙂
If you match the basic performance of the previous month, you will receive a benefit of 25,000 won per month.
I recommend it because it is good for students in their 20s or office workers 🙂
Today too –
Do you know the Toktok Card, as of youth, launched by KB Kookmin Card? It is a very popular card with a lot of benefits that young people in their 20s will like. The annual fee is very low and the benefits are generous, so I think it is a popular card. It is also a famous card, especially because it gives you a 50% discount at Starbucks. So, let’s take a closer look at how to use it to get all the benefits.
Let’s start with the annual fee. It is 10,000 won when issued under the JCB brand, and 4,000 won when issued exclusively by mobile.
It can be issued for 12,000 won when issued as a master brand, and 6,000 won for mobile issuance alone.
If you do not need a physical card and plan to use simple payment (KB PAY), mobile alone is fine.
No matter which brand you choose, the benefits are the same, so it is better to get an issuance from a brand that is even a little cheaper.
The KB Kookmin Youth Avenue Toktok card is a card that requires more than 300,000 won in performance in the previous month. In order to receive the benefits, you must have a record of 300,000 won or more, and you can receive benefits even if you do not have performance during the current month and the following month after issuance of the card.
The usage cases that are not recognized in the previous month’s performance are as follows.
The total amount of discount received with this card, taxes and utilities, apartment management fees, government subsidies, university and graduate school tuition, various fees, unauthorized slips, gift certificates and prepaid card purchases and recharges will not be counted toward performance.
Now, let’s take a closer look at the benefits of the card.
First of all, you can get a 50% charge discount when using Starbucks. The discount limit is 10,000 won, and you can get a discount regardless of the payment amount. It seems like you can get a discount of up to 20,000 won per month. only! Starbucks gift certificates and prepaid cards are not discounted.
You can receive a 20% discount on billing in the hamburger and fast food industries. The discount limit is 5,000 won, so you can get a discount of up to 25,000 won. Applicable stores include KFC, Burger King, Lotteria, and McDonald’s.
You can receive a 10% billing discount when using the simple payment service. The discount limit is 5,000 won. In other words, you can get a discount of up to 50,000 won, and for example, you can get a discount of up to 60% when you use it at Starbucks.
Simple payment is the amount paid by Samsung Pay, Kakao Pay, Naver Pay, KB Pay, etc. excluding ISP and MISP.
Finally, there is a 10% discount on public transportation, such as buses, subways, taxis, and mobile phone bills. The discount limit is 5,000 won, that is, you can receive a discount up to 50,000 won.