term deposit
Term deposits are deposits in which the depositor promises not to request a refund for a certain period and deposits a certain amount in the bank, and the bank promises to pay interest at a certain rate and issues and issues a certificate or passbook. Also referred to as savings deposits, the legal nature of this is a fixed-term consumption contract.
Comparison of interest rates on time deposits at banks (in descending order based on 12-month interest rates)
Bank Product Name Basic interest rate (simple interest %) Highest preferential rate (simple interest %) Treated in the previous month
average interest rate
(Based on the maturity of 12 months) 정기예금 금리비교
6 months 12 months 24 months 36 months 6 months 12 months 24 months 36 months 좋은뉴스
Woori Bank WON Plus Deposit 3.49 3.81 3.59 3.64 3.49 3.81 3.59 3.64 3.15
SH Suhyup Bank Hey Term Deposit 3.20 3.65 3.20 3.65 2.90
KDB Industrial Bank KDB Hi Term Deposit 3.60 3.60 3.53
Jeonbuk Bank JB Direct Deposit Passbook (Lump-Time Payment) 2.90 3.50 2.90 3.50 3.20
K-Bank Code K Term Deposit 3.00 3.50 3.50 3.50 3.00 3.50 3.50 3.50 3.00
IBK Industrial Bank 1 seat 7 trillion passbook (term deposit) 3.11 3.43 3.87 3.96 3.19
Comparison of interest rates on time deposits at banks (in descending order based on 12-month interest rates)
Bank Product Name Basic Interest Rate (Simple Interest %) Highest Preferred Interest Rate (Simple Interest %)
6 months 12 months 24 months 36 months 6 months 12 months 24 months 36 months
KDB Development Bank KDBdream Term Deposit 2.90 3.40 3.50 3.00 3.50 3.60 3.65
SH Suhyup Bank Sh lifetime stock transaction preferential deposit (one-time payment type) 3.40 3.80 2.60
Kwangju Bank Smart Moa Dream Term Deposit 2.92 3.32 3.71 3.76 3.02 3.52 3.91 3.96 3.50
Standard Chartered Bank e-Green Save Deposit 2.70 3.30 2.70 3.30 3.10
Kakao Bank Kakao Bank Term Deposit 2.70 3.30 3.40 3.70 2.70 3.30 3.40 3.70 2.50
BNK Busan Bank The Special Edition Term Deposit 2.95 3.25 3.35 3.35 3.35 3.65 3.75 3.75 3.17
NH Nonghyup Bank NH Waltz Revolving Deposit II 3.04 3.25 3.14 3.35 2.27
Jeonbuk Bank JB 123 Term Deposit (Lump-Term Payment) 3.20 3.50 3.60
Comparison of bank term deposit rates (in descending order based on 12-month interest rates)
Bank Product Name Basic Interest Rate (Simple Interest %) Highest Preferred Interest Rate (Simple Interest %)
6 months 12 months 24 months 36 months 6 months 12 months 24 months 36 months
DGB Daegu Bank DGB Main Transaction Preferred Deposit (First Meeting Customer Type) 2.42 3.16 3.18 3.20 3.07 3.81 3.83 3.85 2.85
SH Suhyup Bank Sh Marine Plastics Zero! Deposit (Lump-Term Payment) 2.75 3.15 3.10 3.50 2.56
BNK Busan Bank Deposit as you like 2.60 3.05 3.25 3.30 2.80 3.25 3.45 3.50 2.63
DGB Daegu Bank IM Smart Deposit 2.35 3.05 3.10 3.15 2.55 3.25 3.30 3.35 2.49
BNK Kyongnam Bank BNK Main Transaction Preferred Term Deposit 2.65 3.00 3.05 2.95 3.30 3.35 2.20
Kwangju Bank Horatchacha Digital Deposit 3.00 3.50 2.64
BNK Busan Bank Low Carbon Practice Deposit 2.70 2.95 3.05 3.15 3.20 3.45 3.55 3.65 2.70
IBK Industrial Bank of Korea IBK Lifetime One Family Passbook (Regular Deposit with Real Tax Rate) 2.95 3.00 3.10 3.15 3.20 3.30 2.58
Comparison of bank term deposit rates (in descending order based on 12-month interest rates)
Bank Product Name Basic Interest Rate (Simple Interest %) Highest Preferred Interest Rate (Simple Interest %)
6 months 12 months 24 months 36 months 6 months 12 months 24 months 36 months
DGB Daegu Bank DGB Happy Partner Deposit (General) 2.17 2.91 2.93 2.95 2.62 3.36 3.38 3.40 2.63
DGB Daegu Bank Eco-friendly Green Deposit 2.12 2.86 2.88 2.90 2.37 3.11 3.13 3.15 2.20
BNK Kyongnam Bank BNK The Joeun Term Deposit 2.40 2.75 2.80 2.90 3.25 3.30 2.07
IBK Industrial Bank i-ONE Playground Deposit 2.60 2.75 2.90 3.05 2.24
DGB Daegu Bank DGB Deposit 2.71 3.16 2.47
NH Nonghyup Bank e-rate preferential deposit 2.70 3.10 1.99
BNK Busan Bank Baekse Youth Silver Deposit 2.40 2.60 2.65 2.70 3.00 3.20 3.25 3.30 2.69
NH Nonghyup Bank NH I Green World Deposit 2.60 2.65 2.90 3.00 3.05 3.30 2.19
Comparison of bank term deposit rates (in descending order based on 12-month interest rates)
Bank Product Name Basic Interest Rate (Simple Interest %) Highest Preferred Interest Rate (Simple Interest %)
6 months 12 months 24 months 36 months 6 months 12 months 24 months 36 months
Shinhan Bank Solpyeonhan Term Deposit 2.25 2.60 2.65 2.75 3.15 3.55 3.55 3.60 3.12
Jeonbuk Bank JB Main Transaction Deposit 2.55 2.60 2.65 3.15 3.20 3.25 1.99
Jeju Bank Cyber Preferred Term Deposit (Maturity Meals – General) 2.35 2.55 2.65 2.75 2.55 2.95 3.05 3.05 2.20
Jeju Bank Jeju Dream Term Deposit (Individual/Maturity Payment) 2.35 2.55 2.65 2.75 2.45 2.65 2.75 2.85 3.11
Woori Bank Woori SUPER Term Deposit 2.45 2.50 2.70 2.80 2.45 2.50 2.70 2.80 3.25
Jeonbuk Bank JB Senior Preferential Deposit (Lump-Time Payment) 2.50 2.95 2.48
Jeonbuk Bank Market Interest Rate Irregular Deposit (Lump-Term Payment) 2.20 2.50 2.60 2.65 2.20 2.50 2.60 2.65 3.51
Hana Bank Hana Term Deposit 2.20 2.45 2.55 2.65 3.30 3.60 3.40 3.50 3.22
Comparison of bank term deposit rates (in descending order based on 12-month interest rates)
Bank Product Name Basic Interest Rate (Simple Interest %) Highest Preferred Interest Rate (Simple Interest %)
6 months 12 months 24 months 36 months 6 months 12 months 24 months 36 months
KB Kookmin Bank Kookmin Super Term Deposit (fixed rate type _ lump-sum payment method) 2.10 2.30 2.40 2.45 2.20 2.40 2.50 2.55 3.19
KDB Industrial Bank Term Deposit 1.50 1.70 2.30 2.50 1.50 1.70 2.30 2.50 1.70
KB Kookmin Bank KB Star Term Deposit 0.95 0.95 1.05 1.15 3.21 3.50 3.63 3.61 3.06
fixed deposit
Savings deposit is a deposit system in which a certain amount of money is contracted, a certain amount is paid monthly for a certain period, and the contract amount is refunded after the expiration of the period. It is mainly used for the purpose of raising a large amount of money with a small amount of money and is a useful financial product when making seed money.
Shortcut to Compare Bank Recurring Deposit Interest Rates
Although this information refers to the latest information on the interest rates of time deposits at each bank, it is recommended that you check the exact details with your bank before signing up as interest rates may fluctuate when you sign up.