Easy way to check your credit score once you know it: A friendlier and more detailed guide
1. What is a credit score?
Credit score is an indicator that evaluates an individual’s credit situation and ranges from 300 to 850 points. The higher your score, the higher your credit rating, which is more advantageous when issuing loans or credit cards. 신용점수 조회
2. Why should you check your credit score? 이베이스매뉴얼
Loan and credit card issuance: When applying, the financial institution checks the applicant’s credit score to decide whether to issue a loan or credit card, and sets the interest rate and conditions.
Interest rates: The higher your credit score, the lower interest rates you can get on loans and credit cards.
Guarantor Restrictions: A low credit score may limit your ability to become a guarantor.
Lease Agreement: Recently, credit scores are increasingly being checked when signing a home lease.
Others: It can have an impact in various fields such as employment, public office, credit card installment benefits, and mobile phone installment benefits from telecommunication companies.
3. How to check your credit score
3.1 Online inquiry
After verifying your identity, you can check your credit score, credit rating, detailed report, etc. for free.
3.2 Mobile app inquiry
You can easily check your credit score.
3.3 Visit to financial institutions
You can visit financial institutions such as banks, credit card companies, etc. to fill out an application and make inquiries.
3.4 Paid Views
You can apply directly to a credit rating agency and search for a fee.
4. Friendly and detailed guidance
Step-by-step guide for beginners:
Provides detailed explanations for each step, including online inquiry, mobile app inquiry, and inquiry methods by visiting financial institutions.
Clear guidance on identity verification procedures, required documents, precautions, etc.
Increase understanding by using screenshot images and video materials
Use visual aids:
Provides a table comparing the pros and cons of each query method
Visual explanation of credit score calculation factors and meaning of each credit rating
Helps you easily understand credit score changes using graphs and charts
FAQ:
Provides key questions and answers related to credit scores
Explanation of terms, correction of error information, and provision of additional information
Customer Support:
Provides various customer support channels such as phone, email, and chat
Kindly respond to inquiries related to credit score inquiry and management