2. Application qualifications, limit, period, etc.
3. Sunshine Loan Card Application Process
1) Guarantee application: Apply for guarantee through the Seo Geumwon app -> Complete Sunshine Loan card mandatory training at the financial education portal -> Sign a guarantee contract
2) Card application: Available at 7 credit card companies (Lotte, Woori, Hyundai, Kookmin, Samsung, Shinhan, Hana Card)
4. Completion of required training 삼성 햇살론카드
Take Sunshine Loan card user education at the Financial Education Portal of the Financial Services Agency 이베이스매뉴얼
Completion is automatically checked electronically, and guarantee agreement cannot be concluded if not completed.
How to complete the education: Access Seo Geumwon Financial Education Portal -> Sign up for membership -> Online education -> Loan user education -> After accessing the Sunshine Loan card, complete the required education (My Page – Online Learning Status – You can check the certificate of completion in the completed education )
5. Required Documents – Only for Center Visitors
6. Restrictions on use
Card loan (cash service, card loan, revolving) payment deferment and installment payment, some types of entertainment entertainment business (danran pub, night club, etc.), gambling business (casino, race track, lottery room, etc.), golf course, gun sales, adult product sales, Some unauthorized payments, etc. are restricted from use
Issuance is limited to one card per person, and the installment period is up to 6 months.
It is operated exclusively for domestic use where overseas payments are not possible. Family cards and deferred payment high pass credit cards are not accepted
7. Notice
If you do not repay the usage fee normally, your credit information will be registered and Seogeumwon will exercise your right to indemnity after repaying the debt on your behalf.
Even if you meet the eligibility criteria, your application may be rejected due to credit guarantee review, card issuance review, and dormant card holding by the credit card company applying for issuance.
Card re-application is possible after 60 days after card cancellation, and if there is any remaining installment payment, it can be paid in full.
During the warranty period, the card usage limit can be increased or decreased within the initial grant limit, and the card company cannot be changed.
Above, we looked at Sunshine Loan 15 and special guarantees and Sunshine Loan cards.
For those with the lowest credit, it is a high-interest alternative fund that supports the issuance of credit cards for people with low credit, such as living funds, and a policy of living and housing funds. I’ll post it here. Thank you to everyone who watched until the end, and I hope you have a pleasant and happy day today.