다올저축은행 FI신용대출 조건Daol Savings Bank is conveniently available online 24 hours a day, 365 days a year, without visiting a branch or submitting complicated documents. You can easily open a deposit/withdrawal account, subscribe to savings products, and use loan services.
Daol Savings Bank application requirements are as follows.
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The loan limit is from a minimum of 1 million won to a maximum of 100 million won.
The loan interest rate is 5.9% to 19.9% per annum.
Daol Savings Bank loan period is up to 10 years, which is 120 months.
However, the loan period may vary depending on the loan amount.
Repayment is made through the equal principal and interest and equal principal installment repayment methods.
Equal principal and interest installment repayment is a method in which the total interest + principal until the loan maturity date is added together and divided by the loan period to repay a fixed amount each time. The repayment amount is always fixed, so it is suitable for fixed income earners with fixed income and expenses. Equal principal repayment is a method of repaying the loan principal in a fixed amount over the loan period. Since interest is calculated from the reduced principal, the interest decreases as the principal is repaid.
However, since the amount to be repaid each month is different, it is a bit cumbersome to calculate.
If I had to choose between the two repayment methods, I would choose the equal principal repayment method. The reason is that, although it is a bit cumbersome to calculate under the same loan conditions, the interest cost is lower than the equal principal and interest repayment method.
The stamp duty is a tax paid when signing a new loan agreement. It is tax-free up to 50 million won, 70,000 won for a loan amount exceeding 50 million won, and 150,000 won for a loan amount exceeding 100 million won, and the bank and the customer each pay 50%.
The early repayment fee is only applied when repaying within 3 years.
When proceeding at Daol Savings Bank, there is no need to submit required documents, and the process is carried out with an ID card (resident registration card or driver’s license) and certificate in your name. You can apply for a credit loan through the Daol Savings Bank smartphone app below. After installing the app, if you do not have a deposit/withdrawal account, create one and apply for a credit loan product for office workers at the financial product mall. The interest rate and limit will be determined and you can immediately execute the loan.
Once the limit and interest rate are determined, please consider your financial needs carefully before applying.
Daol Digital Bank Fi (Pie) (Daol Savings Bank) – Google Play App
Daol Digital Bank Fi (Pie) (Daol Savings Bank) – Google Play App
Daol Savings Bank integrated mobile financial platform for deposits/receipts! Provides non-face-to-face account opening, deposit product subscription, loan, and banking services.
play.google.com
Daol Digital Bank Fi (Pie) (Daol Savings Bank) provided on the App Store (apple.com)
Daol Digital Bank Fi (Pie) (Daol Savings Bank)
Daol Digital Bank Fi (Pie) is a financial service that maximizes convenience by focusing on customers with the core keywords of “easy, fast, and know-how.” 『 Daol Digital Bank Fi (Fi
apps.apple.com
We have learned about Daol Savings Bank’s credit loan information for office workers.
Below are other credit loans for office workers and various financial products, as well as useful information for living, so please refer to them.
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