신속채무조정특례 지원조건 How to apply for special qualification conditions for rapid debt adjustment (expanded to all ages)

신속채무조정특례 지원조건Have you been worried about overdue debt that needs to be repaid immediately? The financial authorities have finally decided to expand the rapid debt adjustment special program to all ages starting March 13th. We will provide detailed information on the change from the existing low-credit young people under the age of 34 to all age groups, as well as the eligibility conditions and application method.

index

The Credit Recovery Committee announced on the 20th that it would expand the implementation to all ages after confirming the effect of debt adjustment by implementing special pre-settlement debt adjustment (rapid debt adjustment) for young people under 34 years of age.

The main purpose of this is to support the underprivileged, but it is also said that from the perspective of financial companies, it has the effect of preventing further deterioration of bonds by partially adjusting interest rates.

▶ Application acceptance starts from March 13th
▶ Debt adjustment implemented from March 30th

You must meet one of the requirements below.

▶ Short-term delinquent borrowers with less than 30 days overdue (1 to 30 days)
▶ Those at risk of delinquency (before delinquency occurs)
1) Bottom 20% of personal credit score (NICE: 744 points or less, KCB: 710 points or less)
2) Unemployment, unpaid leave, business closure within the last 6 months
3) Those who have been diagnosed with a disease that requires hospitalization for more than 3 months within 1 month prior to application
4) A person who has been delinquent for more than 5 days more than 3 times within the past 6 months
5) A person recognized by the Chairman of the Credit Recovery Committee as needing prompt support due to a “disaster” or equivalent emergency situation as defined in the 『Basic Act on Disaster and Safety Management』

▶ Total debt is less than 1.5 billion won
– Unsecured debt: KRW 500 million, secured debt: KRW 1 billion or less
▶ The property valuation is less than the total amount of unsecured debt (property < debt) ▶ The principal amount of newly incurred debt within the past 6 months is less than 30% of the total principal amount of debt. ▶ Those who are not excluded from applying for personal debt adjustment This is actually supported by the rapid debt adjustment special program. ▶ Application fee exemption (50,000 won) ▶ Extension of repayment period up to 10 years and repayment of principal and interest in installments ▶ Support for deferral of repayment before installment of principal and interest → 3.25% annual deferred interest rate applied ▶ Depending on the severity of debt, the loan agreement interest rate is reduced by 30-50% ▶ Overdue interest reduction ▶ If you are a recipient of basic livelihood security or are severely disabled, the entire interest and principal (30%) will be reduced even if the payment period is 31 to 89 days. If the application is actually approved, it will be a special program that will be of great help to those vulnerable to debt. ▶ You can apply by visiting the Microfinance Integration Support Center. ▶ You can use it more conveniently if you make a reservation in advance. → Customer Satisfaction Center ☎ 1600-5500 ▶ You can apply for a cyber branch. (Login required) ▶ You can apply for the Credit Recovery Committee smartphone app. This time, we learned about the special provisions for rapid debt adjustment that are being extended to all ages. If you are concerned about or planning to delinquent on your debt, please be sure to learn more and apply to restore your credit. [Information that is always helpful when viewed together] Summary of how to apply for emergency living expenses support (up to 1 million won) Summary of how to apply for emergency living expenses support (up to 1 million won) Emergency living expenses support loans will be provided in 2023 to those with low credit. You can borrow up to 1 million won. Let’s quickly look at the eligibility conditions and application method. Table of Contents Emergency Living Expenses Support led3.2jsyn.com Summary of personal rehabilitation application qualifications and costs (how to proceed without others knowing) Summary of personal rehabilitation application qualifications and costs (how to proceed without others knowing) Are you struggling with debt and having difficulty repaying it? If you find it difficult to repay even the interest on your loan, applying for personal rehabilitation is also a good option. We will inform you of the application qualifications and costs. led3.2jsyn.com wang21cc@naver.com Lee Ju-hyun

신속채무조정특례 지원조건

로이야