일본여행 보험 Travel Insurance
necessity and comparison results
Do I need travel insurance?
It’s up to you to decide if you need it or not,
I always go for it
Traveling domestically and internationally
unusual(?) experience 닥터규의 정보도서관
broken arms from arm wrestling and
sprained ankles
Someone actually pulled out a knife in front of me.
How many of these things
You think you’re the only one who can avoid it?
Damaged luggage
Lost, stolen, or damaged luggage
Food poisoning
Simple Sickness
Bed bug bites
These common incidents could happen to you right now, especially on your next trip.
Therefore!
Travel insurance is a must
Even, for short-term trips
If you can buy peace of mind..!
It’s not a waste of money
Before I traveled to Japan this time
I looked into travel insurance.
It’s short-term, but still cheap
Compare Travel Insurance
H*Marine / H*Fire / E*S / K* / Ha*
I will not disclose the names of the insurance companies
I’m not trying to say that this product is good or bad.
Based on my situation, it is reasonable or less reasonable
but it could be misunderstood.
💡Premiums vary depending on age and travel location
💡Discounts available for additional people and families
I got this popup with every insurance company I tried.
Please note
Japan is a safe travel destination.
I decided to compare only breakages and delays.
Oh!! And most of the insurance companies
💡 You can turn on and off detailed items to reduce the cost
to reduce the cost
💡 Personal effects are
is a very high risk item
it often accounts for the largest portion of insurance premiums
Company A (current*)
At the top, where it first floated
This is also where many people sign up
Does not cover lost items
Damages are limited to 200,000 won per item
10,000 won deductible
Aircraft delay is 4 hours
In the case of this company, I could have gotten a discount
so we could get a discount.
but we’re not. We’re not a family on paper.
I think it would be okay if you look for insurance among family members.
As you can see, there is a discount when you combine
Company B (3*)
Similar coverage, cost is
Price for 2 people (male, 30s)
The advantage here is that
you can get a discount even if you are not a family
even if you are not a family!
(Please let me know if this is incorrect!)
You’ll pay a little less than
than when calculated as a single person
2 people
27,180 won
This is the price on the aforementioned comparable site at a glance
It was more expensive than the price for 2 people in Gonghom
A few thousand won difference, but a waste
Company C (E*S)
Same thing
However, cell phones are limited to 100,000 won
Company D (K*)
Same
All there
I’m still under contract.
Final pick (ha*)
Of course, the cost is different for each gender,
Combined discounts are unfortunately not available, but
It’s cheaper than other travel insurance
and the coverage amount is also satisfactory for the price
I decided to go here
💡 For your information, this is almost the only one that covers coronavirus quarantine expenses,
so if you are looking at this part carefully
I think the product here is good
I’ve seen other companies’ products in the middle price range.
but this one is so cheap that I decided to go for the high end.
Personally,
I think it depends on where you’re traveling
depending on where you’re traveling.
For example,
in Europe, you’re going to be traveling
(although there are very few insurable products…)
Food poisoning in harsh environments
If you’re traveling to a risky area, you might want to look more at injury coverage.
Of course, the odds are in your favor
you’re more likely to make it through the trip unscathed.
but if you can quell your anxiety for the price of a few coffees
there’s no reason not to sign up
Especially when traveling abroad!
And one more conclusion
The amount of coverage, the items, everything is there!
If so, the cheapest insurance is the best
+ MyBank also has good coverage.
Let’s find out together
Moreover, they give 10% discount coupons to subscribers.
If you can get it, get it and use it
(It is also posted on the Internet)