Recently, while looking for a debit card that could be used, I found the K-Bank MY debit card. Until now, I used debit cards thinking that it was natural that there were no benefits, but it was not necessarily without benefits.
The K-bank MY debit card has no annual fee, and you can receive cashback of up to KRW 150,000 per month. More details will be explained below.
K bank MY check card
The K-Bank MY Check Card can only be issued to customers aged 17 or older who have a K-Bank account, and the biggest advantage is that there is no annual fee. (The benefits are great though) 케이뱅크 체크카드
Benefits are probably the most important thing when choosing a debit card. K-Bank MY Check Card provides 300 won in cash back for payments of 5,000 won or more, and 500 won for purchases of 300,000 won or more in the previous month without any conditions for the previous month’s performance.
If it is more than 5,000 won, the cashback standard is not high, but the amount of cashback is quite large. I feel sorry for scratching my check card without receiving any benefits.. 이베이스매뉴얼
* Provided once a day for each of 10 benefit areas
* Up to 5,000 won per day, up to 150,000 won per month
The 10 areas are divided into Convenience/Life, Coffee/Beverage, Fast Food, Bakery/Dessert, Fashion, Movie, Book, Taxi, OTT, and Language. It’s nice to have a wide variety of areas. In particular, including OTT seems really sensible. (If you are a Netflix subscriber, I feel like I will give you 500 won per month)
K Bank MY Check Card Additional Service
The MY check card can be used as a deferred payment transportation card in partnership with BC Card. It is said that it will be automatically withdrawn from your payment account on the 15th of every month at 20:00. Please note that the interest rate is quite strong at 9% per annum in case of overdue payment!
is also available as a mobile card. If you use it as a mobile card, the physical card will not be delivered, but you can use the check card through the mobile. In this case, you will mainly use it when paying for online shopping, right?
If you do not use a physical card, using a mobile card is also a good idea. However, the cash card and deferred transportation functions have a disadvantage in that they are difficult to use.
Finally, overseas use is also possible. Although there is a small separate fee, this feature will be an important point for those who often travel abroad!
So far, we have looked at the MY Check Card released by K-Bank. It’s really amazing that debit cards can have these benefits. I didn’t even think about it, so I think I’ll have to look at other check card benefits. If you have any cards you would like to recommend, please leave them in the comments! thank you.