How can I use Hyundai Card M points?
Hyundai Card earns more points than other cards.
However, there are cases where you cannot use the accumulated points because you do not know where to spend them, and there may be people who want to cash in rather than receive a 10-50% discount at affiliated stores.
So, let’s look at how to convert Hyundai Card points into cash, where to use them, and how to use them. 현대카드 M포인트 현금화
Cashing out M Points
1. Convert M Points to H-Coins to cash them out
It can be converted through the Hyundai Card website or customer center, but it is not possible to change 1 point to 1 won. 좋은뉴스
Since 1.5 points can be converted to 1 H-Coin, 150,000 points will be converted to 100,000 H-Coins, resulting in a loss of 50,000 points. In addition, there is a restriction that it cannot be used anywhere and can only be used where H-Coin is used.
2. Cashing out by exchanging for a gift card
Gift cards can be requested on the website.
Again, as in the case above, 150,000 points can be exchanged for a gift card worth 100,000 won at the rate of 1.5 points: 1 won. Although there is a loss of 50,000 points, gift cards have the advantage that they can be used at any merchant that accepts credit cards.
3. Cash out by exchanging for gift certificates
At Hyundai Department Store, Lotte Department Store, Shinsegae Department Store, and Homeplus, 75,000 points can be exchanged for a 50,000 won gift certificate.
In addition, it can be exchanged for KT terminal discount coupons, LG U+ terminal discount coupons, SKT terminal discount coupons, and gifticons. In this case, 1 point can be exchanged for 0.67 points.
4. Converting mileage to affiliate points and converting them into cash
Even in this case, it is not a conversion to 1 point and 1 mile.
For Korean Air, 25 points can be converted to 1 mile, for Asiana Airlines, 20 points can be converted to 1 mile, and for TV points, 1 point can be converted to 0.67 TV points.
A collection of M-point usage
1. Places of use in the restaurant sector
2. Where to use cultural life
3. Convenience, where to shop
In the case of Hyundai Card M Point Mall, products are limited, and many products are more expensive than the market price, so it is better to use them for cash or at places where M points are used.