Pet Insurance :: Dog Insurance Is Pet Insurance Necessary?
If you own a dog or cat, you have probably heard of pet insurance.
People also subscribe to insurance throughout their lives, but insurance is an option, not an obligation.
A while ago, I was looking at the year-end tax settlement documents, and seeing the insurance premiums I paid for a year, I thought it was a bit wasteful.
The biggest reason to buy insurance is to prevent running out of money at once and to cope with sudden events.
While raising a pet dog, there are many different types of dog insurance from large insurance companies these days.
Each person thinks of insurance differently, but what is certain is that you buy dog insurance in case your dog suddenly gets sick or injured in the future in preparation for a lump sum of money.
Probably, most of them sign up for this reason, but many people think that it is really necessary. You can think of pets as family, as their name suggests.
If my family is sick and I can afford it in cash, it is possible without insurance, but if you have a lump sum of money at once, there will be a big difference between having pet insurance and not having it.
However, most puppies are strong, and some puppies are a little sick from then on when they become old dogs, but usually they stay strong and end their lives more often.
So, there are many people who prefer pet installment savings rather than pet insurance. There are different likes and dislikes between pet insurance and pet installment savings.
If it is a 5-year installment savings, it will become a certain amount of money after 5 years. At this time, if the dog has lived well for 5 years, the lump sum is collected, and if it was used for hospital expenses due to illness in the middle, it can be thought of as pet insurance.
Pet insurance is not mandatory, but I personally think pet savings is better than pet insurance.
You can use it when your dog is sick, you can use it when you need money at the moment, and I think it has the advantage of being a lump sum when it expires.
These days, large insurance companies come out with a lot of good products about pet insurance, so if you want to sign up, it would be nice to sign up after carefully examining the terms and conditions.
Pet insurance is, after all, insurance. There is nothing wrong with subscribing to it, but it costs money every month.
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