케이뱅크 청년전세대출K Bank Fixed Rate Lease Loan
K Bank’s customized lease loan can be classified into the following three types:
Fixed Rate Lease Loan
Fixed Rate Lease Loan
Lease Loan
Youth Lease Loan
You only need to prepare two documents for the loan. However, you must submit the original photocopy through the app.
You can apply for an extension through the app before the loan maturity date. The extension period is up to 3 years depending on the lease contract period, and the total loan period can be extended up to 10 years. However, the Youth Lease Loan can be extended up to 3 years if you are 34 years old or younger, but if you are 35 years old or older, it can be extended once for up to 3 years.
You can apply for a loan from 1 month to 10 days (based on weekdays) before the balance date. Expected limit and interest rate can be checked from 3 months before the balance date.
Check expected limit
Frequently asked questions
Generally, it takes about 3 days (based on weekdays) after completing document submission. However, if document supplementation or on-site investigation is required, or if spouse consent is required, the period may be longer.
You can apply from 1 month to 10 days (based on weekdays) before the balance date on the lease agreement. Expected limit and interest rate can be checked from 3 months before the balance date.
Loan money can be transferred from 8:00 AM to 6:00 PM, including weekends and public holidays, on the day of the jeonse loan execution. However, please note that when transferring the loan, the stamp duty and guarantee fee will be withdrawn from the account together, and if the balance is insufficient, the loan will not be transferred.
Not necessary. K Bank jeonse loan does not have any claim preservation measures (lien establishment, claim transfer, etc.) for the rental deposit. However, the landlord may be contacted for on-site inspection and confirmation of the lease contract during the document review.
This is the end of the information on K Bank’s fixed-rate jeonse loan. Recently, the demand for fixed rates is increasing rather than variable rates. Please check the limit of K Bank’s jeonse loan, which allows you to quickly apply and receive approval without face-to-face contact, and receive a jeonse loan at a low interest rate. In addition, please refer to the jeonse deposit loan product launched by Kakao Bank.
Good article to read together
2023.04.07 – [Lifestyle Information/Finance] – Kakao Bank’s jeonse deposit loan weekend loan 3% interest rate
Kakao Bank’s jeonse deposit loan weekend loan 3% interest rate
Interest in loans has increased as interest rates, which had skyrocketed to the ceiling, have recently fallen slightly. Among them, let’s learn about Kakao Bank’s youth jeonse deposit loan with a low interest rate and 3% interest rate that can be applied for on weekends
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