카카오뱅크 자유적금Continue the challenge for 26 weeks and feel the satisfaction of success upon completion.
Save with Kakao Friends or Nini’s so you don’t get tired for 26 weeks.
Characters can be freely selected.
Once in the middle and again at the end, cheering for the success of the 26-week challenge.
We offer a preferential interest rate of up to 3.00%p per year.
Receive partnership benefits provided for 26 weeks with limited edition characters.
(You can sign up for 26 Week Savings with only during the event period.)
Compliance officer review completed 24-0605 (2024.06.12.~2025.06.11.)
Real-name individuals (30 accounts can be registered per person)
Fixed deposit (free savings type)
You can choose from 1,000 won, 2,000 won, 3,000 won, 5,000 won, or 10,000 won (cannot be changed)
Deposits can only be made through the 26-week savings service, and all other deposits are restricted.
6 months
Automatic transfer service that automatically increases and pays the amount every week for 26 weeks
Lump sum payment at maturity
Interest is paid by applying and adding up the agreed interest rate for the deposit period for each deposit.
Can sign up for tax-free comprehensive savings
In accordance with the Depositor Protection Act, this deposit is protected up to 50 million won per person (combined with other protected products of this bank), including the principal and interest.
(As of June 23, 2024, before tax deduction)
In case of successive weekly automatic transfer payments and cancellation at maturity
(Up to 3.00%p per year, as of June 23, 2024, before tax deduction)
The early cancellation interest rate for this product announced at the time of subscription is applied.
※ The early termination interest rate is applied differently depending on the deposit period for each deposit (as of June 23, 2024, before tax deduction)
Interest rate applied after maturity of this product as announced at the time of subscription
※ Post-maturity interest rates are applied differently for each section of the elapsed period after maturity (as of June 23, 2024, before tax deduction)
You can withdraw only a portion of the amount without canceling before maturity.
※ In case of emergency withdrawal, the amount paid first will be withdrawn.
Upon expiration, you can select one of the two methods below for cancellation.
In case of cancellation from the date of subscription before the maturity date, the early cancellation interest rate for this product is applied.
Change of title by transfer is not possible.
Name change possible by inheritance
(However, only if the heir holds a Kakao Bank account)
Starting with 1,000 won
When paying for 6 months
3,508 won before tax
(Example when applying the highest interest rate)
If a withdrawal restriction incident report such as pledge or seizure has been registered, cancellation is not possible and payment of principal and interest is restricted.
If it is not canceled within 5 years from the maturity date, it is classified as a dormant deposit and donated to the Korea Inclusive Finance Agency in accordance with Article 9 of the Basic Deposit Transaction Terms and Conditions. Dormant deposits can be viewed through the dormant account integration system (www.sleepmoney.or.kr). possible
If a bank violates the obligation to explain under the Financial Consumer Protection Act or enters into a contract through unfair business practices or unfair solicitation, the financial consumer shall be liable for the contract in accordance with the method prescribed by the relevant laws within 5 years from the date of conclusion of the contract. Can request cancellation
If you need consultation regarding product inquiries, complaints, or disputes, you can contact Kakao Bank’s customer center, app, or internet website, and request assistance from the Financial Supervisory Service.
Please be sure to read the financial product description and terms and conditions before entering into a contract regarding a financial product.
General financial consumers have the right to receive explanations about relevant financial products from banks.
