주택연금 수령액mortgage loan
home warranty
housing pension
citizen participation
Disclosure
Construction introduction
This is a government-guaranteed system that allows homeowners to provide their homes as collateral and receive monthly pensions for the rest of their lives while continuing to live in their homes. At least one member of the couple is 55 years of age or older, and the home or residential purpose is under the publicly announced price of KRW 1.2 billion. Anyone who owns an officetel can use it. Even if you own multiple homes, you can apply as long as the combined publicly announced land price of the houses owned by a married couple is KRW 1.2 billion or less.
There are two types of housing pension: the mortgage method, in which the homeowner holds ownership and the corporation establishes a mortgage on the mortgaged house, and the trust method, in which the homeowner trusts the house to the corporation (transfers ownership) and the corporation acquires the preferential beneficiary right as collateral.
There is a whole life method in which you receive monthly pension for your entire life and a fixed-term mixed method in which you receive a pension for a certain period of time. You can use the individual withdrawal system to withdraw a lump sum whenever necessary, such as for medical expenses.
There is a whole life method in which you receive monthly pension for your entire life and a fixed-term mixed method in which you receive a pension for a certain period of time. You can use the individual withdrawal system to withdraw a lump sum whenever necessary, such as for medical expenses.
The cost of signing up for a housing pension includes an initial guarantee fee, annual guarantee fee, and loan interest, and costs paid directly upon signing up include an appraisal fee* and registration and license tax (including local education tax).
This is a housing pension-only account that allows you to deposit only up to the minimum living expenses (KRW 1.85 million) of the monthly housing pension payment, and seizure of the deposited amount is prohibited, allowing you to receive a more stable housing pension.
COPYRIGHT© KOREA HOUSING FINANCE CORPORATIONAll Rights Reserved
COPYRIGHT© KOREA HOUSING FINANCE CORPORATION All Rights Reserved
Go to first page
Go to previous page
One
2
3
4
5
Go to next page
Go to last page
