전세사기 안당하는법2040 Investment Forum
These days, the real estate market has a lot of controversy over charter fraud. Recently, a villa king with 1,100 villas died suddenly, and many charter contractors are suffering damage. In the past, there has been a similar case of charter fraud called the mother and daughter case.
This kind of charter scam continues to happen, and the victims do not cease. These days, it is very important to know the information that can prevent charter fraud when signing a contract and carefully examine it. Today, I will show you how to avoid being scammed.
First, check the market price of the charter property you want to contract. If the sale is much cheaper than the surrounding market price, you should question the reason, not make a good contract.
You can check the real estate market price at the Ministry of Land, Infrastructure and Transport actual transaction price public system link.
▶ Ministry of Land, Infrastructure and Transport’s actual transaction price disclosure system
If you have decided to sign a charter contract, you should check the landlord’s identification card, etc. before signing the contract to make sure that you are the person you are. You may be reluctant to verify your identity, but this is the lessor’s right and you should rather suspect charter fraud.
Next, you need to check the documents to see if the landlord is in debt and not illegal construction. In general, it is a document that is issued when you go to real estate, but the contents that need to be verified for each document are as follows.
So far, we have looked at how to avoid being scammed before signing a contract. After the contract, it is necessary to check the registered item certificate to see if there is a senior right holder. If you are a subordinated holder, you may not get your deposit back in full when the house goes to auction.
Next, it is to receive a fixed date that many people know these days. The fixed date is a system that certifies the date contracted by the government and can be obtained from the court’s Internet registry or community service center. The reason why you need to receive a fixed date after the charter contract is because you have the right to get your deposit back first.
What you need to do together with receiving the confirmed date is the move-in report. You can apply for a move-in report on the Government 24 website, app, or community center, and it takes effect from the next day after the report. Below is the government 24 link.
▶Government 24 move-in report
Lastly, it is also important to purchase charter insurance to prepare for the event of not receiving the charter deposit. Jeonse deposit conversion guarantee insurance can be purchased from public institutions such as Korea Housing Finance Corporation (HF) and Housing City Guarantee Corporation (HUG).
– HUG : http://www.khug.or.kr/index.jsp
– HG : https://www.hf.go.kr/ko/index.do
We looked at 7 ways to avoid charter fraud before and after the rental agreement. I think many people have a lot of trouble when signing a charter contract as the interest rate on charter loans has risen these days. Since it is a prudent charter contract, we recommend that you thoroughly learn how to prevent charter fraud to avoid being scammed.
