전북은행 햇살론뱅크 신청조건Hydrim
The Sunshine Loan Bank, which will be implemented from 2021, can be seen as a derivative product of the government’s representative policy financial product for the common people, Sunshine Loan. It is an additional product that provides loans of up to 20 million won to low-income, low-credit individuals who previously used the government’s policy financial product for the common people. In the case of Jeonbuk Bank’s Sunshine Loan Bank, it has the advantage of being able to apply through a mobile app.
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Jeonbuk Bank Sunshine Loan Application Qualifications
Jeonbuk Bank Sunshine Loan Limit, Interest Rate, Repayment Period
Jeonbuk Bank Sunshine Loan Application Method
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◈ Non-regular and daily workers can also apply for the Korea Workers’ Compensation and Welfare Service’s Living Stabilization Fund Loan
Korea Workers’ Compensation and Welfare Service Loan Regular, Non-regular, and Daily Workers’ Income Requirements and Application Method
Korea Workers’ Compensation and Welfare Service Loan Regular, Non-regular, and Daily Workers’ Income Requirements and Application Method Regular, non-regular, and daily workers can receive loans at a low interest rate of 1% per year through the Korea Workers’ Compensation and Welfare Service if they meet certain conditions. high-dream.tistory.com
Support is provided to those who have been faithfully repaying policy-based financial products for more than a year or have already completed repayment, and whose credit rating is 7 or higher according to Jeonbuk Bank’s own standards. Policy-based financial products include Saehui Hope Loan, Sunshine Loan, Safety Net Loan, Change Dream Loan, and Microfinance Loan.
In fact, in the case of Sunshine Loan, you can apply if your credit rating is 6 or lower, but Sunshine Loan Bank provides additional loans by confirming improvements in debt or credit rating, so you may not be able to apply with the lowest credit rating.
The loan limit is up to 20 million won, and the limit may be lowered to a minimum of 5 million won depending on the individual screening criteria.
The loan interest rate is applied between 3.92% and 9.02% per annum, including the guarantee fee of the Small Business Finance Promotion Agency, and those who are socially considered and have completed financial education can also receive interest rate reduction benefits.
The loan repayment period can be selected between 3 and 5 years, and the grace period for only paying interest can be set to 1 year.
You can visit a Jeonbuk Bank branch and apply after consultation, or you can apply through the Jeonbuk Bank Mobile Sunshine Loan dedicated page through the link below. You can also apply through the Jeonbuk Bank mobile app.
Jeonbuk Bank
Your inquiry has been processed normally. A counselor will confirm it as soon as possible and respond to the email you entered.
m.jbbank.co.kr
If you click the link above, you will see the screen below. You can check the information introduced in the relevant posting through the product information, and if you click the Sign Up button at the bottom, you will be taken to the identity verification page.
If you click Consultation, you will be taken to the online consultation page, and it is a bulletin board inquiry consultation method, not a real-time chat consultation.
Authentication is only possible through your own mobile phone, and you can also apply through a joint certificate, etc. on the mobile app. I wish I had known this before. …
