Detailed analysis of Shinhan Card Point Plan card benefits (10 types)
1. Accumulation based on payment amount per transaction:
Accumulating points naturally in everyday life:
Less than 30,000 won: 0.5% 신한카드 포인트 플랜 카드
More than 30,000 won but less than 50,000 won: 1%
50,000 won or more but less than 100,000 won: 1.5%
Over 100,000 won: 2%
Strategies for a high savings rate:
Increase the payment amount per transaction rather than making large payments
Accumulate points by consistently making small payments 이베이스매뉴얼
2. Domestic payment benefits:
Additional points for Shinhan SOL Pay/app payment:
Shinhan SOL Pay: +0.1%
Shinhan Card App: +0.1% (up to 10,000 points/month)
Tips for utilizing domestic payment benefits:
Develop SOL Pay/App payment habits
Take advantage of various payment options within the app
3. Overseas payment benefits:
Accumulate points when traveling overseas: 1% accumulated when using overseas affiliated stores
Foreign payment fees:
VISA/MasterCard: 1.5%
AMEX: 2.5%
Tips for utilizing overseas payment benefits:
Utilize local currency payments when traveling abroad
Use overseas travel benefit partner stores
4. Weekend dining benefits:
Points paid when paying through weekend delivery app:
Payment of 20,000 won or more per transaction: 1,000 points
Provided up to 3 times per month (total 3,000 points)
Tips for taking advantage of weekend dining benefits:
Shinhan card payment when ordering through weekend delivery app
Order with family/friends to maximize benefits
5. Regular payment automatic payment benefits:
When making automatic payments for regular payments at all domestic/overseas affiliated stores: 5,000 points paid (maximum once per month)
Tips for taking advantage of automatic payment benefits:
Set up automatic payment of regular payments such as utility bills and communication fees
Set up automatic payment for regular payments in the name of family/friends
6. Accumulate essential living expenses:
High savings when paying essential living expenses at convenience stores, supermarkets, department stores, online malls, etc.:
Convenience stores (CU, GS25, 7-Eleven): 5%
Mart (Lotte Mart, E-Mart, Home Plus): 3%
Department stores (Lotte Department Store, Shinsegae Department Store, Hyundai Department Store): 2%
Online mall (11th Street, G Market, Coupang): 1%
Tips for taking advantage of savings for essential living expenses:
Use Shinhan Card to pay essential living expenses
Check essential living expenses affiliated stores within the MySinhan app
7. Use various points:
1 point = 1 won: Can be used in various places like cash
Gift certificate/gifticon exchange: My Shinhan app or website
Mileage Exchange: Korean Air, Asiana Airlines, etc.
Others: Shopping mall discounts, cultural life benefits, etc.
8. Affordable annual fee:
Domestic only: 20,000 won/year
Overseas use: 23,000 won/year
Annual fee benefits:
Domestic/international payment accumulation rate +0.1%
Shinhan Card Membership Benefits