Let’s find out where you can’t open a bank account for bad credit. If you have a bankbook or have personal assets, they will be seized because collections are coming in from bad credit. However, in the collection process, it is impossible to collect anything other than a certain amount of living expenses, and when opening a bank account, it may be difficult to trace if the bank is registered as a corporation.
index
Bad credit – where you can open a bank account
Bad credit – How to open a bank account
Bad Credit – Minimum Compensation Salary
How to find a credit union branch
Seoul
game
Savings Bank – Create an Account
Bad Credit – Happiness Keeper Passbook
Wrap-up
Bad credit – where you can open a bank account
Where you can open a bank account for people with bad credit
Where you can open a bank account for people with bad credit
savings bank personal account
Credit union (credit union account)
brokerage account
Because the accounts mentioned above are classified as corporations, they can be relatively free from seized accounts. Even a person with bad credit can open an account and it is not impossible to seize, but it is difficult to seize all of them because there are many savings banks, credit unions, and securities companies as corporations.
Bad credit – How to open a bank account
You can create an account with the previous 2 or 3 financial institutions, but to reduce the probability of foreclosure, use the savings bank or credit union of the affiliated company, as it remains in the records, so the foreclosure may proceed. If you have bad credit, you can apply for the minimum guaranteed benefit while proceeding with collection, and if your monthly salary is 1.85 million won or less, you can receive all your benefits regardless of the status of foreclosure.
Bad Credit – Minimum Compensation Salary
The extent to which seizure is prohibited exceeds the minimum cost of living of 1.85 million won for single-person households and cannot be seized. The detailed minimum compensation salary is as follows. 신용불량자 통장개설
Salary less than 1.85 million won / No seizure More than 1.85 million won but less than 3.7 million won / Only the amount exceeding 1.85 million won can be seized
Seize 1/2 of monthly salary of more than 3.7 million won and less than 6 million won 좋은뉴스
How to find a credit union branch
You can easily check it through the credit union website, and the current credit union regions are as follows. You can find Shinhyup branches across the country through the website, and you can also check the customer center phone number. If your region is Seoul, it is better to open an account in another region than to use a credit union located in the Seoul region.
eoul
Gangnam Gangseo Guro Dobong
Mapo Seongdong Yangcheon Eunpyeong
Jungnang Gangdong Gwanak Geumcheon
Dongdaemun Seodaemun Seongbuk Yeongdeungpo
Jongno Gangbuk Gwangjin Nowon
Seocho Songpa Yongsan Jung-gu
game
Gapyeong Gwangmyeong Gunpo Dongducheon
Suwon Anseong Yangpyeong Osan
Uijeongbu Pyeongtaek Hwaseong Goyang
Gwangju Gimpo Bucheon Siheung
Anyang Yeoju Yongin Icheon
Pocheon Gwacheon Guri Namyangju
Seongnam Ansan Yangju Yeoncheon
Uiwang Paju Hanam
Savings Bank – Create an Account
Like credit unions, it is a bankbook that is not easily seized, and you can use a deposit to raise a large amount of money and borrow a large amount of money later through a deposit-backed loan. In general, if you are a savings bank in the market, you are free to join, and here are some savings banks that offer good interest rates on savings accounts.
Welcome Savings Bank Wellbang Reliable Savings Rate
Welcome Savings Bank Let’s take a look at the interest rate of the Well Bang Safe Savings Savings Bank. The savings products offered by Welcome Savings Bank include reliable savings, regular savings, change in automatic savings, and check plus regular deposits.
OK Savings Bank Loan Top 6 Interest Rate Comparison
The OK Savings Bank Loan is a loan for credit, housing, automobile, government policy, general collateral, and construction funds. There are 6 types of loan products, and there are many loan products based on each category. There are 6 categories, each derivation
Inseong Savings Bank Loans available to unemployed college students
Inseong Savings Bank’s loan products include deposit-backed loans and mortgage-backed loans. In the case of a loan for the unemployed, college students can also apply, and if they are 19 years old or older, they can continue to borrow without any restrictions.
Bad Credit – Happiness Keeper Passbook
There is a bankbook called the Happiness Keeper for People with Bad Credit. However, the eligibility conditions must be met and the conditions to be issued an account are as follows.
Child allowance recipient, basic old-age pension recipient, basic pension recipient, basic livelihood recipient
Self-reliance allowance recipient, disability pension recipient, yellow umbrella deductible recipient, fisherman insurance benefit recipient
Recipients of Emergency Welfare Subsidies Recipients of Retirement Deductions Recipients of Medical Care Expenses Recipients of Special Cash Benefits
If you are subject to the above, you can open a bankbook for the poor with bad credit, and you can try to open a bankbook that is not seized safely. By opening an account supported by the government, you can apply for membership directly through the Welfarero website.
Loan business A place where loans are good A place even for the unemployed
How to buy a used motorcycle in installments
Using the 500,000 won micro-loan application for college students
Loan business where mobile loans work well
Calculate your loan interest calculator right away
OK Savings Bank Loan Top 6 Interest Rate Comparison
Wrap-up
So far, we have learned more about how to open a bank account for people with bad credit. Since credit unions exist in each region, it is easy to create an account, and if you are a target person, it is also a good way to create a Happiness Keeper account supported by Welfare Road. If you are a savings bank and are thinking about getting a deposit-backed loan, then a savings bank would be a good option.