Let’s take a look at how to apply for and temporarily raise the Samsung Card limit. When using a credit card, sometimes you run into trouble because the limit is insufficient. If you need to prepare home appliances at once due to moving or marriage, the advantage is that you can prepare more leisurely if you have a high credit card.
So how do I increase the limit? For those who want a high usage limit, let’s look at how to apply for an increase in the Samsung Card limit.
Credit card limit increase condition-
First, in the case of Samsung Card, we provide a method to permanently increase the limit and a service to temporarily increase the limit. Temporary is a great way to keep a high limit for two months, which can be useful when you need money urgently. 삼성카드 한도상향
In the case of credit cards, what is considered to increase the limit is the user’s monthly disposable income / credit score and grade / credit card usage performance.
In order to raise the limit, not only annual income but also various factors such as debt management are included.
How to apply for Samsung Card limit increase- 이베이스매뉴얼
To increase the limit, you can try using the Samsung Card website and using the App Card. For details on how to apply, please refer to the article below.
As you all know-
During personal rehabilitation for 3 years -
After getting used to the life of using a debit card-
After receiving a discharge decision last year-
I used to make a credit card to further improve my credit score—
When conducting personal rehabilitation -
Lotte Card and Hyundai Card, which had debts in the past, had to withdraw from the membership because they thought that they would not be able to use them even after the exemption.
Shinhan Card had no debt at the time, so I only held it-
After being exempted, the usage limit was only 400,000 won-
and-
Was that at the end of May last year? maybe so-
Raising the 40,000 won limit doesn’t seem easy…
I made a new card-
That was the Samsung card-
I remember that at the time of making a new one, there was a limit of 2 million won -
But definitely-
Rather than not using a credit card at all-
Using even a small amount is-
It certainly had an effect on the credit score increase-
With the existing Shinhan card,-
The newly issued Samsung card-
Since I use it little by little-
As months, two months, three months pass-
Little by little, it was seen that the credit score increased slightly more-
there-
As your credit score increases -
What follows-
Credit card usage limit is rising-
I was wondering when the usage limit for 400,000 won would go up-
Actually, it didn’t take that long to climb.
last June?
So, about a month after I started using a card with a limit of 400,000 won-
It was possible to raise the limit to a total of 240 million won-
I immediately applied for an upgrade and raised the limit-
So, at that time, Shinhan Card and Samsung Card both set the limits at a similar level-
Then-
After about three more months-
When I entered the Shinhan Card app and accidentally clicked on the usage limit -
I made a change because a message popped up saying that the usage limit can be increased-
early october?
The limit has been raised to a total of 440 million won-
And there~
Was it yesterday or the day before?
In the new year, I confirmed again that the usage limit can be raised according to the credit rating evaluation.
I’m applying for an upgrade.
This time, the total amount rose to 640 million-
It has been continuously raised to 200 million won -
So Shinhan Card is currently-
With a total limit of 640 million-
Short-term card loan (cash service) is limited to 2.5 million won-
Now to make using the card more useful here -
I think maybe there will be another upward contact in the second quarter-
Just looking at it, the self-evaluation related to the usage limit increase-
It seems to happen every quarter-
So last year, the 2nd quarter, the 3rd quarter,-
And the first quarter of this year -
I think that it may have been applied because it was interlocked with each time period like this-