If you are an earned income earner, you are basically withheld from your salary when you receive your salary. 사대보험 계산기
Whenever I receive a monthly salary statement, I also see withholding tax and cry, “You’re taking off this much?”
Today, we will learn about the four major insurances that an earned income earner, that is, an office worker, must know, the types of rates, and the four major insurance calculators~!
Table of Contents 
1. What are the four major insurances?
2. Types and rates
3. an insurance calculator
4. at the end of the day
1. What are the four major insurances?
✅ The social security system implemented by the government is mandatory for all citizens to join in case they lose their ability to support themselves due to social risks such as accidents, diseases and deaths, or are threatened with the minimum human life of their dependent families.
✅ Social insurance is largely divided into industrial accidents against loss of work capacity, pensions against loss of medical and work opportunities, and unemployment.
The types of ✅ are as follows.
2. Types and rates
✅ As mentioned earlier, there are four types: national pension, health, employment, and industrial accidents, and each explanation is as follows.
✅ National Pension Service
– It is a public pension system directly operated by the government that allows individual citizens to maintain a basic life by paying pensions to themselves or their bereaved families if they are old or suspended due to accidents, diseases, deaths, or disabilities.
– Since the national pension is legally required to join as a public pension, it costs less management and operation than private companies and much of it is supported by the national treasury, so it does not pursue profits.
– The current national pension system adopts and operates a revised accumulation method in which the level of burden and salary is incompletely balanced for a certain period of time.
– Subjects: citizens aged 18 or older to under 60 years of age, but government officials, soldiers, and private school faculty members are excluded.
– Rate
✅ Health insurance
– It is a social security system that allows people to share risks and receive necessary essential medical services by paying insurance premiums on a regular basis and managing and operating them by the National Health Insurance Corporation, the main body, providing benefits if necessary.
– Subjects: It is divided into workplace subscribers and local subscribers, and workplace subscribers consist of workers and users in the workplace, public officials, faculty members, and dependents, and local subscribers are covered by all but workplace subscribers.
– Rate
✅ Employment insurance
– It is a social security system aimed at unemployment benefits that pay workers for a certain period of time to stabilize their lives, improve job skills development for job seekers, promote employment, and prevent unemployment.
– Subject: All businesses or workplaces employing one or more workers
– Rate
✅ Industrial accident insurance
– It is a compulsory insurance that the state is responsible for to guarantee the lives of injured workers and their families, and it is a system in which the state collects insurance premiums from business owners and compensates injured workers on behalf of business owners.
– Targets: Targets for all workplaces that use workers
– Rate
– Rates vary by industry, and details can be found on the Korea Labor Welfare Corporation website.
3. an insurance calculator
✅ The four major insurance calculators can be found on Naver search and the website of the four major social insurance information linkage centers.
✅ Four major social insurance information linkage centers
– The results of the calculation based on the monthly salary of 3 million won are as above. The worker’s contribution is 282,120 won, and this amount is withheld upon receipt of the salary.
✅ Naver Calculator
– The calculation result based on the monthly salary of 3 million won is as above. In Naver calculation, the same amount of worker contribution is 282,120 won, which is withheld when receiving the salary.
4. at the end of the day
So today, we’ve learned about the four major insurance calculators, rates, and types for 2024.
It’s a part of me that pays more and more as my income goes up, so if I’m an office worker, I always have to know how much I pay.
Lastly, I will end today’s post by also reporting that the long-term care insurance premium, which pays a certain percentage of the health insurance premium as of 2024, has increased from 12.81% to 12.95%~!
Thank you for reading this long article!