Each commercial bank has an emergency loan. In the past, the 1st financial sector did not care about such small loans, but as the size of the microloan market grew, the 1st financial sector banks were forced to jump in. In particular, NH Nonghyup Bank is providing benefits to customers with low interest rates while the base interest rate soars and leads to an increase in interest rates. It is a product called NH Nonghyup All One Emergency Loan. Quite a number of people have already succeeded in borrowing urgent money with the All One Emergency Loan. This is because it has the advantage of being able to borrow within the limit of 3 million won and not strict screening conditions. It is a loan product that anyone can sign up for, including the unemployed, housewives, and college students. Also, as credit ratings are applied from grades 1 to 9, it is a loan program that allows you to borrow money in a hurry unless there is really a problem. So, let’s take a closer look at the All One Emergency Loan.
View summary of NH Nonghyup All One Emergency Loan 농협 올원 비상금대출
The Nonghyup All One Emergency Loan is serving as a micro-loan for emergency funds 24 hours a day, 365 days a year. You can borrow a loan with personal credit, and the maximum loan limit is a small loan of 3 million won. The lowest interest rate is 5.5%, and you can borrow for up to 3 years. It is not possible to sign up for the All One Emergency Loan at branches or on the Internet. You can only sign up with a smartphone. So, you need to download the NH Nonghyup application and sign up with your smartphone. So you can get a loan more easily. So, how can I get an All One Emergency Loan? 이베이스매뉴얼
All One Emergency Loan Basic Information
First of all, if you look at the Nonghyup All One Emergency Loan, it is an emergency loan product that can be applied for at least 19 years of age regardless of occupational income. The subject of the loan is important. It should be an individual within the communication level 9 level. This is the grade you can get if you use your mobile phone regularly without having to pay arrears while using it. Loans and interest rates are calculated based on telecommunication ratings for SKT, KT, and LG U+ customers regardless of job, occupation, or income. The loan period is available for 3 years, and a minimum of 500,000 won to a maximum of 3 million won is applied to the limit calculated according to the individual’s telecommunication credit rating. There is only one way to repay. Only installment repayment of equal principal and interest is possible. If so, what will be the interest rate and interest of the NH Nonghyup All One Emergency Loan? We will explain in detail below.
Base rate, additional interest rate, and preferential rate
First of all, if you look at the base rate, 3.76% is applied as a 36-month fixed type, and an additional interest rate of 2.94% is applied. This gives a total loan interest rate of 6.7%. You can receive a preferential interest rate of 1.2% by applying your personal telecommunication credit rating. The preferential rate is 0.2% for NH Chawoom credit card holdings + 0.5% for excellent communication grades 1 to 3 + 0.5% when applying the preferential rate coupon, the minimum emergency loan interest rate that can be received is 5.5%. The preferential interest rate applied when applying for a loan can be kept until maturity, and the base rate is also fixed for 36 months, so it has the advantage of being able to keep the same until maturity. If so, how much will the interest be?
Nonghyup All One Emergency Loan Interest Calculator
There is only one repayment condition. Loan repayment is possible with equal repayment of principal and interest. The loan period is set at 36 months, and if the maximum loan amount of 3 million won is applied with the minimum interest rate of 5.5%, monthly interest is 7,254 won and the monthly payment is 90,587 won. It is calculated that the monthly payment is close to 10,000 won. By the way! The important point here is that the Nonghyup All One Emergency Loan does not have a prepayment cancellation fee in the case of prepayment. That is the most important point. So, if you have a large amount of money, please note that there is no cancellation fee at all, even if you pay it back immediately. For more detailed information, please call the NH Nonghyup Bank Customer Center representative number 1661-3000.