근로복지공단 의료비대출In addition, I will summarize government-supported loans available to low-income and low-credit borrowers. Based on my experience as a bank loan officer, I have summarized government-supported loans so that you can understand them at a glance. It will be very helpful if you refer to it.
Table of Contents
The ‘Korea Workers’ Compensation and Welfare Service Medical Expense Loan’ is one of the ‘Workers’ Living Stabilization Fund’ loans. In addition to the medical expense loan introduced this time, the Workers’ Living Stabilization Fund can borrow money for the following purposes.
The ‘Workers’ Living Stabilization Fund’ has similar loan application targets and loan conditions for each purpose, but there are also many differences. Therefore, in this article, I will focus on introducing only the ‘Korea Workers’ Compensation and Welfare Service Medical Expense Loan’.
If you want to check the overall contents of the Workers’ Living Stabilization Fund other than the medical expense loan, please refer to the article below.
> Workers’ Living Stabilization Fund, ultra-low interest rate of 1.5% per year, up to 20 million won loan possible!
In order to apply for the Korea Workers’ Compensation and Welfare Service Medical Expenses Loan, you must meet both the employment requirements and income requirements below. In the case of the employment requirements, if you meet any one of the requirements ① to ④ below, you can apply.
Even if you meet any one of the employment requirements ① to ④ above, you must additionally meet the income requirements below to apply for the loan.
※ Note
Some people may not be able to use the Korea Workers’ Compensation and Welfare Service Medical Expenses Loan because they do not meet the qualifications explained above. Please do not worry too much about these people. If you refer to the article on government-supported loans attached at the very end of this article, anyone can use the low-interest government-supported loan.
You cannot choose either method ① or ② below.
Required Documents
If you apply for a medical expense loan using the above method, the loan recipients will be selected according to the procedure below.
In the case of workers in employment crisis areas or special employment support industries, income requirements, etc. are relaxed when applying for a loan, making it easier to receive medical expense loans. The relaxed conditions are as follows:
There may be some people who need medical expenses but do not meet the qualifications for applying for a medical expense loan from the Korea Workers’ Compensation and Welfare Service. For these people, it would be a good idea to use a government-supported loan.
The reason is that government-supported loans allow low-income and low-credit individuals to receive loans more easily with the help of government agencies.
Among the government-supported loans, the representative product handled by the first financial sector is ‘Saehui Hope Holssi 2’. The detailed information on the ‘Saehui Hope Holssi 2′ loan is as follows:
The government is supporting various loans in addition to Saehui Hope Holssi 2 to support various classes of ordinary citizens. However, since there are so many products, it is not easy for those who are new to loans to find which loan product is the most suitable for them.
So, I have compiled and organized government-supported loans that are suitable for each individual’s circumstances, such as the unemployed, employed, and business owners, in the article below. I think it will be helpful to you when using low-interest government-supported loans. Therefore, please make sure to check out the article below.
Articles related to government-supported loans
So far, I have introduced the Korea Workers’ Compensation and Welfare Service medical expense loan. I hope the information in this article will be of great help in resolving the lack of medical expenses.
