It is an opinion that there are quite a few people who do not know, but this is a system that allows you to search for dormant accounts you own. The positive point of this system is that you can retrieve the remaining amount by checking the dormant account. 휴면계좌 복구
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To be honest, there are quite a few accounts that my parents made when I was young. There are a lot of people who go through a situation where they don’t even know if they have an account without knowing, as these accounts disappear while moving or cleaning. 비지니스헬퍼
index
Integrated inquiry method of dormant account
Dormant Account Integrated Inquiry Using Pine
How to cancel a dormant account
How to recover a dormant account
Integrated inquiry method of dormant account
Let’s take a look at the integrated lookup method.
Let’s find out how to use the dormant account integrated inquiry system. Please search for dormant account integrated inquiry in the Internet portal window. After that, go to the account information integrated management service site, which is an integrated inquiry system for dormant accounts of the Federation of Banks located at the top. After that, click Find Human Deposit below.
If you click it, you will be directed to the site of finding dormant deposits of the Small Financial Promotion Agency. Please search for accredited certification in the Inquiry of dormant account here.
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With a public certificate, both individuals and corporations can use the integrated inquiry of dormant accounts. After that, it is said that it is possible to check whether there is hidden money in banks, insurance companies, post offices, etc.
Banks (Nonghyup, Kookmin Bank, Shinhan Bank, Woori Bank, Kakao Bank, Industrial Bank of Korea, etc.), insurance companies, and post office dormant accounts are provided from January 1, 2003. Please note that the actual amount of the amount of the dormant account inquired may differ slightly depending on the tax burden such as interest income tax.
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Dormant Account Integrated Inquiry Using Pine
Let’s take a look at how to use Pine.
Another completely different way is to search for fine on online sites such as Daum and Naver. You can search for dormant account integrated inquiry, but this is only possible for bank-related inquiries, so it is not applicable if you want to supplement it more broadly.
If you access the fine site, you can check the finance-related parts we use in our lives. You can also check loans, etc., so you can find and use them according to your personal situation.
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Among them, there may be an account I signed up for, but since I have forgotten it, it is said that it is possible to check whether there is any sleeping money. At first, since it is related to personal information, it is said that an authentication procedure is required.
Simply supplement your name, contact information, and resident registration number, and proceed with the steps that appear on the screen sequentially. The next process is the part about consenting to personal information for inquiry application. Agree and move on.
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It is said that it is possible to search for hidden insurance money directly without going through Pine because it is part of the dormant account integrated inquiry. If there are several parts I want to search, it seems convenient because I only need to bookmark one Pine.
How to cancel a dormant account
Let’s see how to cancel.
Although there are few integrated inquiries of dormant accounts using the above method, hidden money was found. There is also a function to close the account by clicking the apply button and transfer the balance to the desired account. Please select your own account.
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After that, click the Confirm button and it will tell you whether or not the account is eligible for balance transfer. Once you have verified your account, click Proceed to next step. Then you can check the estimated cancellation amount.
If you transfer the corresponding balance and close the account, it cannot be canceled, so you need to think carefully before proceeding. And you have to enter the gray text directly with the keyboard. Please enter non-cancelable and application sequentially.
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And click the Balance Transfer and Cancellation Request button. And we proceed with the digital signature and accreditation verification process. After completing this process, the balance will be transferred and the dormant account will be closed.
How to recover a dormant account
Let’s see how to recover.
A dormant account is an account that has not been used for a long period of time. If you can receive only the money remaining in the dormant account and delete the dormant account, you can visit the branch of the financial company with only your ID card.
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After visiting, you can fill out and submit your ID and payment application form. However, if you want to save your account, it is said that you need separate proof data. It is difficult to make a bank account recently. Restoring a dormant account is similar to creating a new bank account.
That is possible, but tricky. This is because they ask for supporting documents such as pay stubs, employment certificates, withholding tax receipts, and utility bill receipts.
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Another way is to open a limited account (an account that allows transfer and withdrawal of 300,000 won per month) if it is not easy to prove.