Not long ago, I tried to open a bank account with Toss Bank on the recommendation of H. In fact, at the time of opening, I did not know much about the various benefits of affiliates and brands provided by Toss Bank, and I was tempted to hear that the interest was 2% per annum up to 100 million won and 0.2% per year for amounts over 100 million won. You don’t have a lot of money to deposit more than 100 million won right now, and in today’s low interest rate era, you can deposit a small amount at any time and receive up to 2% interest! I was looking for a good bank to open a new account with as the main bank I was using at the time announced its plan to withdraw from Korea earlier this year.. If there is an ATM in the first financial sector, you can deposit cash anytime, anywhere without commission. The fact that withdrawals are free was a huge advantage.
Toss Bank Fee Information 토스뱅크 ATM 입금
Before opening an account with Toss Bank, it was quite high when using an ATM of another bank. The withdrawal fee was burdensome, so I set aside cash and used it by using the bank teller directly or by giving cash to acquaintances and asking for an account transfer when I passed by near the main bank. It couldn’t have been a thing. Even if there is no need to use cash, when you have to pay card bills or utility bills, and when your bank account balance is insufficient, depositing cash is essential.
It takes about 3 days for the card to arrive
To deposit and withdraw money from an ATM, a Toss Bank check card is required, so I applied for a card immediately after opening an account. It took about 3 days from applying for the card to receiving it, and registration was easily completed by turning on the NFC function of the mobile phone based on the contents enclosed in the envelope.
I tried using the NH Nonghyup ATM machine
After registering the card, I tried depositing cash at a nearby NH Nonghyup ATM machine to check if the fee was really free. I was able to confirm that the deposit was completed easily by following the instructions on the device screen, and the fee was waived and it was free.
Message that the preferential fee may not be applied
device screen
Deposit KRW 600,000 in cash → KRW 0 commission 이베이스매뉴얼
final transaction statement
braided! Fee: 0 won
Sometimes, the fee amount is stamped on the device screen, but if you look at the details at the bottom of the ‘Usage Fee’ section of Toss Bank, “When depositing money from a bank device, the deposit fee displayed on the device screen and transaction receipt according to the bank’s policy. is not charged to the customer, and all deposits will be processed.” (※ Fees are subject to change according to Toss Bank’s policy, and in case of change, we will notify you through the website and mobile apps one month prior to implementation..) It was very convenient that the withdrawal fee was free and that it could be used at any ATM machine regardless of bank or convenience store. In particular, I thought that it would be useful and convenient for users who receive their salaries in cash. This concludes the review of ATM cash deposit using my personal Toss Banks card, which was satisfied with the daily compounded interest and free deposit and withdrawal at any ATM.
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