카카오뱅크 중고차대출Financial Input: 2023/10/24 14:27
Kakao Bank announced on the 24th that it will start providing loans for used car purchases.
With Kakao Bank’s used car purchase loans, you can check the expected interest rate and limit with just the vehicle number without submitting complicated documents.
You can apply for a used car purchase loan at Kakao Bank on weekday evenings or weekends. You only need to submit one document, an automobile sales contract.
Vehicles eligible for loans include passenger cars, multi-purpose vehicles, and cargo vehicles (under 2.5 tons), and loans are only available for vehicles for sale directly owned by used car dealers.
The loan limit is up to 40 million won within the vehicle price, and the interest rate is as low as 5.49% (as of the 24th). The loan period is up to 5 years. The early repayment penalty is 100% exempted.
Kakao Bank introduced a system that searches and verifies vehicle information, market prices, and used car dealer information in real time through external institutions. This not only simplifies the loan application process, but also verifies the seller’s information and the verified listing registered as a vehicle for sale.
To commemorate the launch of the used car purchase loan, Kakao Bank is holding a launch event for one month until November 24. Among customers who purchase a used car through the Kakao Bank used car purchase loan, one customer will be selected in a raffle to receive support for the vehicle purchase price. The support amount is the vehicle purchase price on the sales contract submitted by the winner, and the maximum limit is 30 million won (excluding acquisition tax). Among customers who complete the expected interest rate and limit inquiry, 1,000 customers will be selected in a raffle to receive a 50,000 won gas coupon.
A Kakao Bank official said, “We will expand our lineup by launching a new car purchase loan starting with the used car purchase loan,” and “We plan to expand into the financial life platform area by introducing an auto loan and insurance comparison service in the future.”
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