청년도약계좌 신청방법The March membership application period for the Youth Leap Account is from February 22nd (Thursday) to March 8th (Friday)!
■ Account opening period for applicants applying for membership in February Ⅴ Applicants from January 25th to February 2nd: February 22nd (Thursday) to March 15th (Friday)
Ⅴ Applicants from February 5 to February 16: March 4 (Mon) to March 15 (Fri)
*For single-person households, from February 26 to March 15
– Among existing applicants, young people who failed to complete the registration requirements confirmation process or fail to open an account within the deadline can reapply and open an account after confirming the Youth Leap Account registration requirements.
■ Income standard – personal income
If the total salary for the previous taxable period is KRW 75 million or less, and the amount of comprehensive income added to the comprehensive income tax base is KRW 63 million or less (excluding cases where there is only non-taxable income)
※ If income is confirmed during a period in which the income of the immediately preceding tax period has not been confirmed, it is recognized as income of the previous year.
– Household income
Those who fall under 180% of the median income based on the number of household members
※ If income is confirmed during a period in which the income of the immediately preceding tax period has not been confirmed, it is recognized as income of the previous year. Household members are determined based on the young person and his/her spouse, parents, children, and brothers/sisters (minors) according to his or her resident registration record.
■ Information on lump-sum payment for Youth Leap Account For the March subscription application date, applications for linked subscription for Youth Hope Savings Account maturity are also being operated, so you can easily apply for lump-sum payment by entering lump-sum payment information.
■ Support for Youth Leap Account subscribers – We support young people’s first start in society by providing credit and asset management consulting services.
* Information is being provided through the website of the Korea Inclusive Finance Agency.
– Youth Leap Account ☎1397 We operate an early cancellation counseling center within the call center to support young people in forming stable assets.
* After dialing ☎1397, press 3 and 2 in order to connect.
■ Product structure – Free payment up to KRW 700,000 per month
– The account is maintained even if no payment is made in the interim.
– Maturity 5 years (government contribution support at maturity, interest income tax-exempt)
■ Interest rate – autonomous decision by the handling agency (fixed for 3 years, variable for 2 years)
■ Information and inquiries · Youth Leap Account website
· Korea Inclusive Finance Agency Microfinance Call Center (☎ 1397)
· 11 handling bank call centers
– Kookmin Bank 1588-9999
– Busan Bank 1588-6200
– Shinhan Bank 1577-8000
– Daegu Bank 1566-5050
– Hana Bank 1588-1111
– Gwangju Bank 1588-3388
– Woori Bank 1588-5000
– Jeonbuk Bank 1588-4477
– Nonghyup Bank 1661-3000
– Gyeongnam Bank 1600-8585
– Industrial Bank of Korea 1588-2588
– SC First Bank* 1588-1599* Scheduled to be released in 2024
The March membership application period for the Youth Leap Account is from February 22nd (Thursday) to March 8th (Friday)!
■ Account opening period for applicants applying for membership in February Ⅴ Applicants from January 25th to February 2nd: February 22nd (Thursday) to March 15th (Friday)
Ⅴ Applicants from February 5 to February 16: March 4 (Mon) to March 15 (Fri)
*For single-person households, from February 26 to March 15
– Among existing applicants, young people who failed to complete the registration requirements confirmation process or fail to open an account within the deadline can reapply and open an account after confirming the Youth Leap Account registration requirements.
■ Income standard – personal income
If the total salary for the previous taxable period is KRW 75 million or less, and the amount of comprehensive income added to the comprehensive income tax base is KRW 63 million or less (excluding cases where there is only non-taxable income)
※ If income is confirmed during a period in which the income of the immediately preceding tax period has not been confirmed, it is recognized as income of the previous year.
– Household income
Those who fall under 180% of the median income based on the number of household members
※ If income is confirmed during a period in which the income of the immediately preceding tax period has not been confirmed, it is recognized as income of the previous year. Household members are determined based on the young person and his or her spouse, parents, children, and brothers/sisters (minors) according to the resident registration certificate.
■ Information on lump-sum payment for Youth Leap Account For the March subscription application date, applications for linked subscription for Youth Hope Savings Account maturity are also being operated, so you can easily apply for lump-sum payment by entering lump-sum payment information.
■ Support for Youth Leap Account subscribers – We support young people’s first start in society by providing credit and asset management consulting services.
* Information is being provided through the website of the Korea Inclusive Finance Agency.
– Youth Leap Account ☎1397 We operate an early cancellation counseling center within the call center to support young people in forming stable assets.
* After calling ☎1397, press 3 and 2 in order to connect.
■ Product structure – Free payment up to KRW 700,000 per month
– The account is maintained even if no payment is made in the interim.
– Maturity 5 years (government contribution support at maturity, interest income tax-exempt)
■ Interest rate – autonomous decision by the handling agency (fixed for 3 years, variable for 2 years)
■ Information and inquiries · Youth Leap Account website
· Korea Inclusive Finance Agency Microfinance Call Center (☎ 1397)
· 11 handling bank call centers
– Kookmin Bank 1588-9999
– Busan Bank 1588-6200
– Shinhan Bank 1577-8000
– Daegu Bank 1566-5050
– Hana Bank 1588-1111
– Gwangju Bank 1588-3388
– Woori Bank 1588-5000
– Jeonbuk Bank 1588-4477
– Nonghyup Bank 1661-3000
– Gyeongnam Bank 1600-8585
– Industrial Bank of Korea 1588-2588
– SC First Bank* 1588-1599* Scheduled to be released in 2024
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