직업훈련 생계비대출The Vocational Training Living Expenses Loan is a loan to support living expenses for people who need to receive vocational training for employment. This loan is supported by the government, and many people use it because the loan repayment agency and loan interest rate are favorable. Below you will find detailed information about the Vocational Training and Living Expenses Loan.
– Vocational training and living expenses loans are provided to support living expenses for people who need to receive vocational training for employment, such as receiving education or obtaining national certification.
– The Korea Workers’ Compensation and Welfare Service provides loan products for job training and living expenses for the unemployed, irregular workers, and those on unpaid leave.
Among those whose household income is less than 80% of the median income, those who participate in vocational training for more than 140 hours with the National Tomorrow Learning Card can borrow up to KRW 15 million for 5 months at a rate of KRW 3 million per month from March 1 to June 30, 2023.
– The interest rate is an ultra-low interest rate of 1% per year, and you can use the corporation’s credit guarantee system.
– Unemployed: People who have lost their eligibility to receive employment insurance (except those receiving unemployment benefits)
– Non-regular workers: Non-regular workers eligible for employment insurance (temporary, part-time, dispatched, daily workers, etc.)
– Unpaid leave worker: A worker eligible to receive employment insurance who is on leave without receiving financial support such as leave pay.
– Self-employed person: A person who has subscribed to self-employment employment insurance
* Restrictions on application: Those who have credit information such as delinquent information registered with the Korea Credit Government Service, those who have not taken a training course approved by the Ministry of Employment and Labor, those who have received a loan through false or other fraudulent means, and foreigners or overseas Koreans are restricted from applying. there is.
You must participate in a vocational training course of at least 140 hours recognized by the Ministry of Employment and Labor, and the remaining training period must be at least 15 days.
– Loan interest rate: The vocational training living expenses loan provides an ultra-low interest rate of 1% per year, and you can use the corporation’s credit guarantee system. (When executing a loan, the loan is paid after deducting the guarantee fee for the total guarantee period in advance, and the guarantee fee is charged in case of early repayment. Refunds)
– Loan limit: From March 1 to June 30, 2023, you can borrow up to KRW 15 million at a rate of KRW 3 million per month for 5 months. (Those who previously borrowed up to the maximum can also borrow additional loans)
– Loan period and repayment method
: 1-year grace period, 3-year equal installment repayment
: 2-year grace period, 4-year equal installment repayment
: 3-year grace period, 5-year equal installment repayment
The repayment period and repayment method cannot be changed, and early repayment is possible.
* There is no early repayment fee, and the maturity date, installment due date, interest payment date, etc. are consistent with the initial execution amount, and even if there are remaining installment loan months at the time of early repayment, the loan is stopped due to automatic cancellation of the direct debit account.
1) Required documents
– ID card
– Proof of income amount issued by the National Tax Service for comprehensive income tax filers of the previous year (certificate of income amount for all household members over the age of 20; if it is impossible to submit the certificate of income of the previous year, submit the certificate of income of the previous year)
– Certificate of attendance issued by the training institution (can be omitted if confirmed electronically)
– Employment contract (only for non-regular workers) or confirmation of unpaid leave (only for workers on unpaid leave)
2) Reception
– Internet: Apply after logging in with a joint certificate in the service application menu of Labor Welfare Net (https://welfare.comwel.or.kr)
Labor Welfare Net
Gyeonggi Provincial Office Gyeonggi Province releases 1.4 million hatched young fish to restore smelt resources 2023.04.07
welfare.comwel.or.kr
Source: Labor Welfare Net
– In-person application: Korea Workers’ Compensation and Welfare Service national branches
– Fax reception is not possible.
The Vocational Training Living Expenses Loan is a loan to support living expenses for people receiving vocational training for employment. The loan repayment period and interest rate are favorable, and the loan amount will be temporarily increased by 5 million won to 15 million won from March 1 to June 2023.
I hope this will be helpful to those who need vocational training and living expenses loan support. thank you
TEL. 02.1234.5678 / Pangyoyeok-ro, Bundang-gu, Seongnam-si, Gyeonggi-do
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