자녀양육비 대출Dallaenae Blog
Last time, I posted about the Wage Reduction Living Expenses and Small Living Expenses loan products among the Korea Workers’ Compensation and Welfare Service’s livelihood stabilization fund loans. This time, in Part 3 of the Korea Workers’ Compensation and Welfare Service’s livelihood stabilization fund loan, we will look at loans for wedding expenses, children’s education expenses, medical expenses, parental care expenses, funeral expenses, and child support expenses.
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An employee or special worker who has been working at the current company for more than 3 months, or a self-employed person who has been enrolled in special industrial accident insurance for more than 3 months
However, in the case of a daily worker, the number of working days must be at least 45 days according to the employment insurance work details confirmation report within 90 days of application.
In the case of special workers who perform labor on a daily basis, such as construction machinery workers, the number of working days in the job change report within 90 days of the application date must be at least 45 days.
Average monthly income must be less than 2.96 million won as of 2023, but non-regular workers are an exception.
Marriage and maintenance expenses for the applicant or his/her children
Within 1 year from the date of marriage registration
Education expenses, such as tuition for the worker’s children attending high school
While your child is attending high school (application not possible before entering high school)
Costs incurred for medical treatment, postpartum care, and use of nursing facilities for the person and their dependents, and any of the following:
Simple medical expenses for cosmetic purposes such as LASIK, implants, orthodontic treatment cannot be loaned.
Within 1 year from the date of payment of medical expenses or start of treatment
Expenses incurred for medical care after being diagnosed with a geriatric disease for the applicant and his/her spouse’s parents and grandparents
However, this applies to cases in which the applicant is a person whose livelihood is largely supported by the applicant without any income or remuneration as of the date of application and is registered as a health insurance dependent or is in fact supported by the applicant by sharing a residence with the applicant.
Within 90 days from the date of issuance of geriatric disease diagnosis (opinion)
All expenses incurred for funerals due to the death of parents or grandparents of the applicant, spouse, or worker.
However, this applies to cases in which the applicant is a person whose livelihood is largely supported by the applicant without any income or remuneration as of the date of application and is registered as a health insurance dependent or is in fact supported by the applicant by sharing a residence with the applicant.
Within 90 days from the date of death
All expenses incurred in raising children under 7 years of age
Within the time when the child reaches the age of 7
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