I haven’t been able to post on my blog for a few days. It’s not like anything happened, but I don’t have much time these days because my child is sleeping late. I’m a little upset…but I’ll take the time to post it anyway. It’s the same as last January, and I’m trying to compare the interest rates of the parking passbook as of February. Since the parking passbook applies a variable interest rate, the interest rate fluctuates from time to time. So, even if you have a well-used bankbook, you need a sense of checking the interest rate from time to time. Even if you know it, you can’t do any damage, right? 웰뱅 모두페이 통장
What is the best parking passbook as of February?
In conclusion, as of February, the top of the high-interest parking passbook was the Toss Bank passbook.
The Toss Bank passbook, which offers the highest interest rate and limit, can receive an interest rate of 2% up to KRW 100 million. It was infinite until early January, but this is a bit disappointing. However, as I do not have 100 million won, there was no particular impact. …. Above all, this benefit without any conditions is very neat. In addition, interest is also paid monthly, so you can enjoy the compounding effect. 이베이스매뉴얼
What if you have more than 100 million dollars?
Just like in this world where everyone is rich except for me!.! If you are managing 100 million won or more, you may feel sorry for using only the Toss Bank passbook. In addition, all of the bankbooks introduced are eligible for depositor protection, but only up to a maximum of 50 million won. In case you don’t know, if you want to keep only the amount that can protect the depositor, you will have to use multiple bankbooks.
In such a case, it is recommended to use Hana Savings Bank and ok Savings Bank passbook. Hana Savings Bank’s Hana Plus Ordinary Deposit is a passbook that provides an unlimited interest rate of 1.6%, the second highest after Toss. There are a few conditions, but it’s not difficult at all. The downside is that interest is paid quarterly, so you can receive it every 3 months.
I don’t like that! It’s good that you don’t have to worry about the monthly payment and the conditions are only once! For those who say, give up 0.1% and recommend the ok parking jackpot account of ok Savings Bank. If you put in 100 million won, you lose 8333 won per month compared to Hana Plus regular deposit. Of course, since the ok parking jackpot pays monthly interest, it can be a plus for the money due to the compounding effect, but anyway, you can think of it as a low interest difference.
What if you manage a small amount of less than 100 million won?
Actually, I would like to say that I should make a toss box without question, but what if! There is a special recommended bankbook for those who manage a small amount of less than 1 million won. This is the Welbang ModuPay account of the Welcome Savings Bank. It offers a whopping 3% interest rate, but unfortunately the limit is only 1 million won. I think it would be good for students or for managing pocket money