We introduce products that are good for saving a lump sum. Some say that it is a loss if you sign up for a savings account because interest rates on savings accounts are so low these days. There are many valuable financial products such as Woori Bank savings account that we will introduce today.
We will tell you how to sign up for the Wellich Travel Savings Account and 5 key points of information.
Woori Bank product Wellich travel savings
lump sum savings
1. Basic information about our Wellich 100 travel savings 1
– You have a check card, but you didn’t use it?
You can fill up your performance by getting a new card. All you have to do is ignore the 『existing check card』 and issue a new credit card to earn 3.5 million won.
– What is the newly issued credit card payment account?
You must re-designate it as a Woori Bank payment account. Then, a special preferential interest rate of 0.5% will be added to Woori Bank’s travel savings.
– Use a card? Automatic transfer?
0.2% will be added based on utility bill withdrawal performance (over 6 months). Since this is being used in addition to the credit card usage history of 3.5 million won, 2 transfers from the account must be added.
Woori Bank savings account product
Recommendations on how to make a lump sum of money
2. Basic information about our Welrich 100 travel savings 2
Woori Bank travel savings can only be signed up/opened by visiting a branch.
Up to 1 year, payable up to 500,000 won per month
Maximum interest rate is 4.7%, approximately 4.3-4.4% after tax.
Please refer to this post [Shortcut] for information on how to fill the 4.7% preferential interest rate. Our Wellich 100 travel savings includes an automatic credit card transfer item, and it is generally convenient to process it as a mobile phone bill payment. 『Performance is recognized』 and card points are accumulated.
We recommend Welrich 100 travel savings
lump sum savings
If you read the referenced post, you will understand the example below.
Performance filling example)
Receive salary into your main bank account (must be deposited in the name of the company)
Automatic transfer of utility bills such as gas and electricity bills
Establish consumption patterns to fill performance after issuing a new Woori Card
Select mobile phone bill by automatic credit card transfer (payment)
3. Check registration information carefully
Check to see if there are any records of Woori Bank subscription from a time when you were a child that you can’t even remember.
When signing up for the Woori Wellich 100 travel savings account at Woori Bank, new subscribers can receive both check and credit cards. However, you must have a credit card to fill your performance.
Woori Bank savings recommendation
Recommendations on how to make a lump sum of money
And, if you don’t remember, but you have signed up, your cell phone number, etc. will be saved. The bank conducts a credit inquiry using your mobile phone number, but if you do not currently use this number, the credit inquiry will not be conducted. Even the bank cannot confirm why the inquiry is not being conducted.
The bank teller only receives the result that the inquiry cannot be made. So, if you are unable to issue a credit card, carefully check your previous subscription history.
Woori Bank savings interest rate recommendation
lump sum savings
4. Part-time students who are soon employed receive preferential interest rates
People who are just starting out in society work part-time before getting a job in order to earn even a little more. These people are also eligible for preferential interest rates on our Wellich 100 travel savings account.
First of all, the preferential interest rate of 0.2% is deducted because you are not an office worker, but you can receive an additional preferential interest rate by transferring your salary only for 6 months after employment. Additionally, if this is your first transaction with Woori Bank, credit card issuance is also possible.
Making a lump sum savings at Woori Bank
Recommendations on how to make a lump sum of money
5. Does the Woori Bank app show it as 2.2%?
When you first sign up, the base interest rate appears to be 2.2%.
However, if you are a new subscriber and your performance exceeds 3.5 million won, a 2% preferential interest rate is applied at maturity, and if you additionally set up 『mobile phone card payment, etc.』 every month, you can receive up to 4.7% at maturity.
It currently appears to be 2.2%, but the final rate is 4.7%, so if you are anxious, you can stop by the bank occasionally and ask. Still, if possible, it would be better to check performance through the app.