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Home » Find out how to apply for National Health Insurance refund inquiry (including mobile)
National Health Insurance refund refers to the amount incurred due to incorrect or double payment of insurance premiums, loss of eligibility, reduction adjustment, etc.
Refunds generated in this way are collected by the National Health Insurance Service and returned to individual and corporate subscribers.
It is a social security system managed and operated by the National Health Insurance Corporation with insurance premiums paid by citizens.
Insurance benefits are provided to prevent incurring high medical expenses when enrolled citizens receive medical treatment due to injury or disease.
Health insurance, which has been in operation since 1977, cannot be decided by individuals and compulsory subscription is compulsory.
Through this, the purpose of the system is to realize the “risk sharing and joint resolution of medical expenses among citizens” so that they can receive equal guarantees.
You can apply for the refund of the national health insurance and the refund of the national pension within 3 years and 5 years from the date of receiving the payment application, respectively.
Refund inquiry and application can be requested through the National Health Insurance website or M Health Insurance mobile app, and required documents may be required when requesting a refund.
For reference, a joint certificate is required to log in, so it is convenient to prepare it in advance.
This system was created to relieve the household burden caused by excessive medical expenses. It is a system in which the National Health Insurance Service pays the amount that exceeds the maximum amount for each individual out of the cumulative amount of health insurance paid by the patient. In other words, it is a system to reduce the burden of hospital expenses, and the excess amount is refunded as ‘National Health Insurance refund’.
If you analyze the history of the year of the year of the year of the year of the year of the year of the year of the year of the year of the year of the year. Among them, the 1st to 3rd quintiles, which belong to the low-income class, accounted for 67.9% with 1.13 million people. Through this, it can be seen that the co-payment ceiling serves as a medical safety net for the low-income class.
All subscribers and dependents who faithfully pay health insurance premiums are included in the self-payment ceiling system. However, the maximum benefits may vary depending on the level of health insurance premiums paid.
The upper limit for each individual is determined by setting the interval by quintile from 1 to 10 quintile according to the monthly premium paid. The higher the income, the higher the deductible.
If you have difficulty using the Internet or mobile, please apply through the National Health Insurance Customer Center at 1577-1000.
When the principal applies for a refund, the unpaid refund amount is deposited into the customer’s deposit account all at once.
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